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May
27
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Whether you rent or own you’re a property, contents insurance and income protection insuranceis always advisable to take out. If your house/flat was accidentally burnt down or burgled could you afford to replace everything that you had inside?
In exchange for a premium companies have policies that offer piece mind to ensure you are covered for events like this. Contents insurance does not only cover you for contents of your house but it covers you for accidental damage to your goods insured, for example damage to TV’s, computers and breakages of mirrors etc. typically an insurance provider offers on a home contents insurance policy new for old cover, accidental damage cover (as discussed above), freezer food, new for old and in some cases and insurance company will cover items in your garden.
Generally you will need to disclose high value items such as jewellery which tend to be over £1000 and list them specifically on your policy, always check with the insurance company as the sum insured limit may vary